New Year’s resolutions: Habits & change

New Year’s resolutions: Habits & change

A resolution is defined as ‘a firm decision to do or not to do something’. Importantly, a resolution can centre on a specific area where a person wants to see a positive change occur. Recently, a survey* was conducted that asked the question as to whether a person...
The Marshmallow Effect

The Marshmallow Effect

The Marshmallow Effect – temptation, delayed gratification and personal finance I can already hear you ask – what do marshmallows have to do with personal finance? Well, studies have shown interesting insight into the connection between self-control and personal...